3 Determinants of an Urged Splurge
February 10, 2008

Above: Hold your urged to splurge
Budgeting can seem to be a very organized and easy habit, but it all starts with one person attaining that sense of control over spending. And one can’t really control it if one has not even acknowledged the fact or know that they don’t have that sense of control. So to begin with, determine yourself whether or not that you’re the type of person who splurges on money.
Here are the 3 Determinants:
When your credit card bill arrives
What is your reaction, do you think you’ve spent over things that you really need, do you think you’ve set a good value in mind when purchasing what you bought or are you just plain surprised that your credit card bill is so high that you don’t even know what crossed your mind while you were buying these items?
Open your cabinet
When you open your cabinet, do you think that you put into good use all of what it contains to its very purpose or is it filled with clothes and stuff that you hardly even use? Or is this a realization or surprise that you have lots of stuff you barely even use and some that you haven’t even used yet. If this is the case, consider yourself an urged splurge.
When you came from a mall and just got home
When you go to a mall with a specific task in mind or specific things to buy and you end up going home with more than what you originally planned to buy? Then darling, you are an urged splurge.
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