Imagine you are in the mall and you spot a pair of sneakers that you have been wanting for months are on sale for $20.00. As luck would have it that is just the amount you have available to spent. You walk back to your car thrilled that you happened to find yourself in just the right place at the right time and saved $15 to boot. You arrive home check your messages to find your best friend has ... Read More

Who does not dream of hitting the lottery? As jackpots increase so does the line at the lottery counter, literally hundreds of people standing in line with their dollar and dreams of an easier financial life. The fact of the matter is the actual odds of hitting the lottery are very low. However, the odds of you bettering your financial situation by utilizing a few easy steps are extremely high. Let us assume that you spend on average a total ... Read More

If you own a credit card or if you are credit card eligible, you have no doubt received one of those letters offering the gift of money to help get thru the holiday. You open the letter to find checks and a letter inviting you to take advantage of this gift the credit card company has arranged just for you. After all, you are one of their most valued customers. Upon reading the letter, you can feel the potential ... Read More