Above: Hold your urged to splurge Budgeting can seem to be a very organized and easy habit, but it all starts with one person attaining that sense of control over spending. And one can’t really control it if one has not even acknowledged the fact or know that they don't have that sense of control. So to begin with, determine yourself whether or not that you’re the type of person who splurges on money. Here are the 3 Determinants: When your credit card bill arrives What ... Read More

"Though usually overlooked, setting up a good personal budget is the first step to any money management activity. Without it, you cannot control your finances and will always fall short of your goals." - Mark J. Randall, Certified Financial Planner Above: Save Your Money! Most of us think that budgeting is easy especially when you have enough financial resources to spend. But most people didn’t realize that budgeting is another form of planning. A budget plan is your first step towards amplifying the ... Read More

Can you imagine asking several hundred people for their advise on money management? It would certainly prove to be interesting to view how everyone would respond. It would not surprise me to learn that the single best advice given repeatedly would be to remember to take a few dollars off the top for yourself. On the onset I could see how some might feel this is kind of cheating the budget, however, that money that you take off ... Read More