Not all people have the ability of saving or to save or spend their money wisely. Oftentimes they end up just buying what they want, or spending their money the way they used to spend it. Here are the tips I can share with you to make saving a good and fun habit at the same time. Don’t put pressure into yourself. Yes, it would be great if you could maintain the same amount of savings ... Read More

Budgeting for Halloween Part 1 With so many of us on tight budgets, the very thought of Halloween can send shivers thru our wallets. The average family will spend over $100 on Halloween festivities. Before you begin planning your Halloween gala, you must begin by developing a budget plan. Recall what you spent last year and commit to reducing that amount by 15% or more. No need to fear my frugal friend, with the following list ... Read More