When purchasing an appliance, electronic equipment or a car, you may be offered an additional contract to handle repairs on your item for a period of time, also known as a service contract or extended warranty. Most consumers do a great deal of comparison shopping before making a major purchase and feel confident about the final decision when making the purchase. However, many of us are not familiar with the terms and conditions of service contracts. Before committing to ... Read More

Very promising, enticing, and inviting ads… These are the usual contents of a newspaper that we can see everyday. Once you read the headline, you would definitely get interested, pick up the phone and call for appointment. Sad to say, only a few noticed the little notes printed below the headlines. These are usually conditions before you get the offer, and oftentimes, contradictory to what the heading says. It is the trick of the newspaper dealers and advertising experts ... Read More

I have a friend who’s asking what would be the best investment nowadays. She is aiming for a 7% annual interest, and is willing to give a big amount provided her money will earn much. Of course, she will not invest her money if there is no guarantee of interests. There are banks offering a lot lower than 7% so putting her money in the bank is no longer an option. Even though she can be assured her savings is ... Read More